My Strategy:
Tried & Tested
My Strategy focuses on the Buy, Refurb, Refinance, and Rent (BRRR) approach, emphasising the acquisition of undervalued properties, strategic renovations to boost market value, and refinancing to recycle investment capital for future purchases, ultimately aiming for long-term wealth accumulation through diversified property portfolios.
“Invest in property and grow wealthy while you sleep“
The BRRR Strategy
The Buy, Refurb, Refinance, Rent (BRRR) strategy is a popular method among property investors aimed at maximizing returns and a personal favourite of mine. The process begins with identifying and purchasing a property that is often undervalued or in need of repair.
Once acquired, the investor undertakes renovations to improve the property’s condition and aesthetic appeal. These upgrades can range from minor cosmetic changes, like painting and landscaping, to significant structural improvements, including kitchen remodels and bathroom upgrades. The goal is to increase the property’s market value significantly through these renovations.
After the refurbishment, the property is typically reappraised at a higher value. The investor then initiates a refinancing process, allowing them to take out a new mortgage based on the improved value. This step is crucial because it enables the investor to recover their original investment capital, which can then be reused to finance additional properties.
Following refinancing, the investor rents out the property, generating steady cash flow and covering mortgage payments. The rental income, combined with the equity gained from the refurbishments, contributes to a profitable investment strategy. Additionally, by repeating this cycle with multiple properties, investors can effectively build a diverse property portfolio while leveraging their initial capital for continued growth and income. This strategy benefits from both appreciation in property values and ongoing rent, making it a favoured approach for long-term wealth accumulation in real estate.
The Flips Strategy
The flip strategy in property investment involves buying a property, making improvements or renovations, and then selling it quickly for a profit. Investors seek undervalued or distressed properties, enhance their value through updates, and then list them for sale at a higher price. The key to success in flipping is effectively managing renovation costs, understanding market conditions, and timing the sale to maximize returns. This strategy focuses on short-term gains rather than long-term rental income like the last two strategies.
Over the last 5 years i have used all 3 strategies very successfully therefore advocate all three depending on your goals.
The House to HMO Strategy
The “House to HMO” property strategy involves converting a single-family residential home into a House in Multiple Occupation (HMO) to increase rental income by renting out individual rooms to multiple tenants. This strategy leverages the higher potential rental income from multiple tenants compared to renting the entire property to one household. By converting a house into an HMO, investors can significantly increase rental income and diversify their tenant base, but success requires careful planning, adherence to regulations, and efficient property management. Commercial mortgages for HMOs are tailored to support the investment in rental properties designed for multiple tenants. They offer higher loan amounts and focus on income potential, but come with different terms and requirements compared to traditional residential mortgages but this strategy allows investors to increase the property value above and beyond bricks and mortar allowing more scope to recycle deposits and purchase again.
Explore TPIC Packages
Something to suit all property investors no matter what stage of your journey.
BRONZE PACKAGE
- 30 min Video Call pw
- Email Support
- WhatsApp Support
SILVER PACKAGE
- 1 Hour Video Call pw
- 1 hour FTF pm
- Email Support
- 24 Hour WhatsApp Support
- Access to Resources
GOLD PACKAGE
- Access All Areas
- Unlimited Video Calls
- 3 Hours Face to Face Per Month
- 24 Hour WhatsApp Support
- Strategy & Planning
- Application & Planning Support
- Access to TPIC Broker with 50% off
Don’t Just Take My Word for It
Hear directly from my students who have not only mastered the skills from my courses but also leveraged them to build thriving, successful property portfolios.
The Property Investment Coach has given me a clear direction and goal to aim for, which I’m already putting into practise. I could recommend Liam enough, knowledgeable, friendly and passionate about my success.
Jack Lomax
Getting started in property investment has been on my agenda for a while now, so I decided to reach out to Liam The Property Investment Coach for mentorship, guidance and support after seeing him flourish in his property journey since 2018. Im a joiner by trade and and with liams property strategy knowledge im hoping to begin building a btl porfolio. It was evenident after the first chat with Liam, TPIC was the best approach for me.
Davy Oram
Getting started in property investment has been on my agenda for a while now, so I decided to reach out to Liam The Property Investment Coach for mentorship, guidance and support after seeing him flourish in his property journey since 2018. Im a joiner by trade and and with liams property strategy knowledge im hoping to begin building a btl porfolio. It was evenident after the first chat with Liam, TPIC was the best approach for me.
Cole Kiernan
